Mega-banks continue to greatly reduce their reliance on net interest income as the major source of their revenue.  For example, Bank of America reported total revenues of $19.9B for the second quarter of 2007.  Of this total net interest margin equaled 43% and non-interest income equaled 57%.  Mid-to-large scale financial institutions (Assets $1B to $100B) average approximately 80% of revenues from net interest margin and 20% from non-interest fee income sources.  With today’s inverted yield curve and the resulting pressure on margins, we provide a solution for mid to large-scale financial institutions to solve this problem.  CPG develops a true partnership with its clients to help improve levels of non-interest fee income revenue and reduce your sensitivity to negative yield curves swings.  In addition, we focus on enhancing the quality of existing revenue sources by further deepening existing customer relationships while improving profitability, loyalty and retention.